Water Damage in a Divided Co-ownership: What Amounts May the Syndicate Recover?

In Syndicat de la copropriété Kubik phase 2 v. Orleans, 2026 QCCQ 4153, the Court of Québec considered the liability of a co-owner who caused water damage. The decision reiterates the conditions under which a syndicate of co-owners may recover costs arising from a loss from a co-owner, as well as the evidentiary requirements applicable to the proof of damages. …

LATENT DEFECTS AND FRAUD ARE NOT COVERED: WELLINGTON Motion DISMISSED

The Decision In a rare case departing from Progressive Homes[1], the Superior Court, per the Honourable Bernard Larocque, J.S.C.[1], dismissed a Wellington-type Motion and confirmed that a claim grounded on latent defects does not automatically trigger a civil liability insurer’s duty to defend. Indeed, absent damages resulting from an “occurrence” within the meaning of the insurance policy, the insurer is …

Duty to Inform: The MTQ Reprimanded by the Court of Appeal

Introduction On November 13, 2025, the Court of Appeal[1] reversed a judgment of the Superior Court[2] and ordered the ministère des Transports du Québec (“MTQ”) to pay the amount of $379,261.08[3] to the general contractor Construction BSL inc. (“BSL”). Both Courts agreed that the MTQ had withheld critical information from bidders regarding the condition of the land where the work …

IS THE INSURER RESPONSIBLE FOR THE QUALITY OF REMEDIAL WORK?

The Facts Giving Rise to the Insurance Claim In this case[1], Gilles Gauvin and France Boislard, owners of a residence in Montréal, suffered damage when an ash tree fell onto their house. The tree damaged a roof covered with an Ondura-type roofing material. The plaintiffs submitted a claim to their insurer, Intact Insurance. Intact suggested that the insureds retain their …

Short-Term Rental Regulation in Co-Ownership: The Court of Appeal Imposes Limits

Legal Commentary In Investissements immobiliers PB inc. v. Syndicat des copropriétaires de la Résidence condominium du Jardin des Sables phase I[1], the Court of Appeal clarified the conditions required to modify the destination of an immovable held in co-ownership. It also defined the limits of a co-ownership syndicate’s regulatory powers. The immovable in question, administered by the defendant, the Syndicate …

New criteria for the ‘Wellington’ type application

Change of Use and Declaring Co-Ownership: Testing a Building’s destination In the case of SSDL Immobiliers inc. c. Syndicat des copropriétaires du 285 Place d’Youville, 2025 QCCS 291 , the Superior Court clarified the principles applicable when a syndicate of co-owners and its board of directors are called upon to decide on work aimed at converting the use of a …

The “Procedural” Obligation to Defend Punitive Damages and an Injunction

Introduction The Court of Appeal[1] upheld the trial level judgment ordering an insurer, pursuant to a Wellington Application, to defend its insured for the complete claim, including an injunction and the punitive damages which were specifically excluded from coverage. Facts The third-party claimant initiated a recourse in damages against the insured of Promutuel Vallée du St-Laurent, société mutuelle d’assurance générale …

How to force the sharing of defence costs between insurers

In a second judgment on this issue[1],the Court of Appeal has settled it: an insured, whose defence is entirely assumed by a civil liability insurer, cannot force another insurer to assume his defence and share the cost between insurers. A Wellington Application is not the appropriate proceeding to share the defence cost between insurers.  1. Context of the Lavoie judgment: …

The good faith framework: A notion with blurry outiline limitations

INTRODUCTION The purpose of the rules governing public calls for tenders is to ensure the fairness of the contract award process according to the theory of contracts A and B1. Two objectives are involved here: 1) fairness between bidders and 2) the best management of public funds by the award of contract B to the lowest compliant bidder. A more …